RBS has been urged by Moray’s MP to rethink its "short-sighted" move to reduce banking services in Lossiemouth.
Douglas Ross states the expected major influx of RAF personnel to the town over the next couple of years means the mobile bank should continue to visit for two days a week, rather than be cut to one.
He said: "I believe RBS’s decision to remove its ATM and reduce the number of times its mobile bank visits Lossiemouth to one day a week is short-sighted.
"The town is growing rapidly with new housing developments and we will see a major influx of service personnel and their families with the expansion of RAF Lossiemouth.
"It seems ironic that at the very time the UK Government is announcing an investment of millions into the local economy the bank is reducing its presence even further."
Mr Ross’ call was echoed by local councillor James Allan.
Cllr Allan said: "I really hope RBS will listen to what we are saying.
"People in Lossiemouth are finding it increasingly difficult to access cash due to the lack of ATMs and this is likely to grow worse as the number of ATMs reduce and the remaining ones can’t cope with the demand.
"For a town the size of Lossiemouth with a population of 7,000 and which attracts many visitors, such as the 5,000 who attend Seafest week, the banking facilities are simply inadequate."
The pair have met RBS regional director Martin Girvan and his colleagues Nathan Snyder and Anne Dewar to stress the impact reduced services are having.
RBS says it will review its decisions and report back.