Extinction Rebellion targets Moray broker over fossil fuel ties
Environmental campaigners have staged a protest outside an insurance brokers in Moray.
Extinction Rebellion Forres targeted Howden because of its role in continuing to underwrite new oil, gas, and coal projects.
An open letter was handed over at the company’s Elgin offices on the Chanonry Industrial Estate.
About a third of Howden’s staff nationwide are also shareholders in the business.
The letter appealed directly to these employees to put pressure on the company’s board of directors to alter their policy.
It stated: “The devastating impacts of climate change are being felt across Scotland.
“Earlier this year wildfires swept through the Kilpatrick Hills, Banchory, and parts of Galloway Forest Park, prompting unprecedented “extreme” warnings.
“These blazes destroyed ecosystems, threatened homes, and risked lives.
“This same year, Storm Éowyn lashed Scotland with high winds and flooding, cutting power to over 100,000 homes and bringing travel networks to a standstill.
“These are not isolated incidents — they are signs of escalating climate breakdown and demand urgent systemic change.”
The letter continued: “A significant contributor to this crisis is the continued investment in, and expansion of the fossil fuel industry.
“As an insurance broker, Howden plays a crucial role in enabling this expansion by insuring new oil, gas, and coal projects.
“Without insurance cover, these projects cannot proceed — insurance is essential for obtaining permits, securing finance and operating safely.
“Many leading insurers such as Allianz and Axa have already recognised this responsibility.
“By contrast, Howden continues underwriting fossil fuel projects—making the firm a lifeline for new oil and gas developments.
“Howden employees have the power to drive corporate transformation — to educate management, shift company culture, and advocate for policies that protect Scottish communities and global ecosystems.
“We urge Howden and its employees to consider the long-term consequences of its current practices, and to act with the urgency demanded by the science.”
